Category Archives

Archive of posts published in the category: Education

10 Odd Occupations – What To Do After College Graduation

jssdusajhsasa

Introduction

Contrary to the assumptions of many people, life after college is very different. A lot of them do not actually know what to do after college graduation. Some students achieve their dreams and get a job in their desired fields easily. Some students have to live with odd jobs until they can find something appropriate. Some people pick unusual college majors that are often unique and unheard of. Some do not work at all and decide to stay unemployed.

Odd occupations that college graduates get involved in

1. Viticulture

shgshgsusajhsDid you know you could get a degree for making wines? Viticulturists study the art of making wines and growing grapes. You can get an official degree from Cornell University.

2. Theme Park Engineering

California State University offers a proper degree that can help you be a theme park engineer. These engineers have the cool jobs of maintaining and designing thrilling amusement rides and roller coasters.

3. Cosmetic Surgeries

There are a lot of different degrees based on cosmetic procedures. Each becomes a pathway to an odd occupation. Some allow you to become a liposuction surgeon, responsible for removing fat from the body, while some allow you to become a skin lightening surgeon, responsible for procedures like anal bleaching. If you are thinking hard on what to do after college graduation, this is something that you might want to consider as it is very popular nowadays.

4. Comic Art

Another odd occupation is comic artistry. Imagine getting paid for development and design of comic strips. This occupation allows you to work as an illustrator or cartoonist with big industries such as Pixar or Disney.

5. Popular Music Studies Specialist

Universities such as Liverpool Hope University create a pathway for this odd education. Popular Music Studies specialists understand the importance of music history and become great critics in this industry.

6. Food Tester

There are a lot of food-related businesses out there that pay you for eating food. You have to test their products and ensure that they taste good and consistent. An average food tester can make around $35,000 on average.

ss76shjsasa

7. Comedian

Colleges like Humber offer proper degrees that can help their students become professional stand-up comedians. However, a lot of comedians do not opt for degrees, they just improvise and perform as they go along.

8. Auctioneering

Previously, auctions were conducted by any random host. Now, auctioneering is a professional occupation, and needs a degree for one to be a specialist. Auctioneers are specialists who have an eye for merchandise and know how to conduct a fair and interactive auction.

9. Professional Snugglers

Professional snugglers are simply people who get paid for snuggling with the needed individuals for up to an hour. They charge around 60 dollars per hour and only cuddle with you for the desired period of time.

10. Personal Shoppers

jsdkjds8dskjFor people who have no time in their hands, these experts can help make their lives easier. From groceries to clothing, these personal shoppers are experienced with what the client needs, and how to shop for them efficiently.

A huge number of graduates are wondering what to do after college graduation. But if you are diligent, there is no doubt that you will become successful regardless of the field that you would like to pursue.…

The Past, Present, and Future of Rising Education Costs

Education forms one of the most essential sectors of any society. From the past, education has been the key area in development. But one notable thing has been the rising cost of accessing education.

 

The Millennials and the economy is a comprehensive report on the economy growth. Let’s see the past, present, and future of rising tuition costs.

Economic pointers

Cost of education over the time

In the past, not many people knew the value of teaching. There was low demand for this service at such a time. In bnkpnmgfg1985 for instance, education was way affordable for anyone who wanted to access it.

Today, that cost has risen by over 538%. Compared to other sectors, education cost has been on the rise more than any other. In the 1980s, college education fees used to be $3,489.

That figure has skyrocketed to $19,339 in the academic year 2011-2012. There is no sign of relenting and training cost is predicted to keep growing for the foreseeable future.

Though the rise in education cost has been witnessed over all types of schools, the private sector has had the largest increase. For a 4-year program in a public college, you will pay an average cost of $8,890. On the other hand, a private college program for the same duration will cost you $30,094.

 

Why the rise in education cost?

While in the past only a few people knew the importance of education, the present masses are acutely aware of how crucial education is to them. Everyone, poor and wealthy, would want to access quality education. So one would ask, what is the force behind the rising education cost?

  • Forces of demand vs. supply: there are millions of people out there seeking education services. The providers have not been able to match the ever-rising demands. Both public and private schools have not been able to meet fully the demand of education. This just translates to higher fees for those who are lucky to get slots in schools.
  • Improved education quality: Compared to the past, education standards have improved over time. Such advancement has created the need for increasing costs to cover such expenses.

The future cost of education

jmklbvxzfdfFrom stats and trends in education, the cost will never go down in the future. If anything it will keep rising as demand continues shooting and supply struggle to match up the needs.

Parents and those who seek education will continue to pay more. In the forthcoming decade, tuition cost will have almost doubled from what you pay presently.

There you have it; education cost is never coming down now or in the future.…

Small Banks are Prone to Cyber Attacks

nmpjgbzgfgf

The cyber attacks on the largest banks in the United States like the Bank of America Corporation and the JPMorgan Chase will grab the headlines. The regulators of the banking sectors like the Federal Reserve Bank of Boston, however, worry more about the smaller banks. The Boston Federal Reserve Reports are critical in the banking industry.

 

The smaller banks have less robust cyber security. This makes them easy targets for foreign states, terrorists, and criminals that are seeking to infiltrate the financial system of the United States.

Features

Interconnection between banks

The banks are interconnected with each other. They do business together and also interact with the Federal Reserve nbhabvgfgfBank. Attack on the smaller bank might, therefore, affect the larger banks because of the interdependence. When this becomes the norm, it is likely to threaten the confidence and the stability of the citizens in the banking system.

There are many small banks across the United States. Most of these banks do not have sufficient financial resources to hire the technological experts to help them safeguard their system.

It is critical to note that to come up with sophisticated software to prevent the cyber threats needs millions of US dollars.

Significantly exposed

The above-mentioned factor makes the banking sector in the United States to be substantially exposed. It is this weak link that the terrorists try to exploit so that they can lift identities, steal money, and wreak havoc on the banking and financial sector of the United States. This is the concern that the regulators like the Federal Reserve Bank fear.

Hacking

bnjpgfgfgfTo wreck havoc in the banking and financial system of the United States, the attacker only needs to access one small bank. By accessing one small bank, he will be able to access the other interconnected banks whether they are small or big. It is alleged that if the limited number of the smaller financial institutions stop processing some payments, then the impact would be felt.

The cybercriminals are already working around the clock to explore this flaw in the financial and banking sector. In 2015 for instance during a regular check in the banking system of a small bank in Boston, it was established that the hackers had invaded the systems of the bank.

Once the hackers gain access to the system, they do install malicious software which helps in the capturing of the financial information of the bank and the customers. The regulators, however, for security reasons did not reveal what the software was.…

6 Tips to Help in Managing Student Loan Financing after Graduation

bjnklpgfgfbb

When a student graduates from a college, it represents a major accomplishment in life. For some graduates, this represents the start of a tedious, stressful process of financing your student loan.

The student loans can quickly be forgotten when a person is celebrating his/her graduation and looking for a job but it is important to come up with a plan, not after graduation but preferably before on how the student loan you have will be financed. Do you sometimes think about student loan refinancing after graduation?

Below are some of the tips you can use.

Best tips

1. Understand your loan inside and out

Before you start the process of loan financing, it is important to know how much you need to pay. Log into the bjkpgafbbvsystem and review the total amount of student loan disbursed to you. Be updated with every type of loan you have whether federal or private. Knowledge is power as they say.

Different loans come with different grace periods. This is the period which you are given before you start paying your first instalment.

Have this knowledge and understand the duration that applies to you since they vary depending on whether you are a private student or not and the financier.

3. Pick the right repayment option

Decide on whether you are comfortable with the standard repayment plan. A student can choose to select income driven payment plan where you pay as you receive your income. This can be available for federal loans and not private loans. It is important to note that the higher the repayment period, the higher the amount being paid as interest.

4. Stay away from trouble

It is important to understand the repercussions of defaulting. Check out on the income-based repayment plan if your income is not a constant flow.
Some of such grave consequences are

  • Your credit scores being ruined.
  • The total amount you owe increases drastically
  • The government can seize your tax refund.

5. Consider prepaying if you can

If you have the financial ability, consider the prepayment option since this lowers amount of interest charged on your loan. You can always deposit extra payment anytime you have cash.

6. Paying off the most expensive loan first

bnjkpbfdfdfFor the students who have to service more than one loan after graduation, it is important to consider finishing the most expensive loan first. If you have private loans together with the federal loan, pay the private loan first since they typically carry higher interest.

In conclusion, as a student not yet graduated, it is important to think about student loan financing after graduation when still in college. For people who are already financing their student loans, treat your investment as tax, utility bill or a monthly cost that you can’t avoid because going into a default has serious consequences.…